Seasoned tradelines, up to 24 years aged. Sold by the people who actually own the cards.

A tradeline is any credit account on your report. When a cardholder adds you as an authorized user (AU) on a seasoned card, most banks report that account — its age, limit, and payment history — to your credit file. You never receive the card and can't spend on it; you're on the account for reporting purposes only, for two cycles.

Adding authorized users is a built-in feature of every major credit card. That said, we're straight with you: some banks discourage paid AU arrangements and can close a cardholder's account over it; results on your score are never guaranteed; and it is a federal crime to misrepresent your identity or credit profile to a lender. We refuse all CPN/synthetic-identity business and verify every buyer's real identity.

No honest company will promise a specific point increase — scoring models weigh your whole file. What we guarantee is that the line posts to at least two of the three major bureaus, or we refund or replace it. Tradelines help most when your file is thin or young; they do not remove negative items.

Your legal name, address, date of birth, and — because banks require it to add an AU — your Social Security number, collected only through our encrypted secure-upload link after ID verification, never by email or plain web form.

You're added before the card's next statement date, and the line typically appears on your report 5–15 days after that statement closes. Every listing shows its purchase-by cutoff for the current cycle.

Brokers and marketplaces take a large cut, which gets baked into your price. We own or directly manage every card in inventory, so the same line costs less here — and you're dealing with the actual cardholder's operation, with a written post-or-refund guarantee.